01 / Getting started
Three steps and you are paying.
Open your account
Your phone number and an ID. Minutes in the app, not weeks at a bank. Free, and no paperwork to bring in.
Put your money in
Feed your notes into a ClicCash RPT, or transfer in from your bank using the reference code the app gives you. Free every time.
Pay and go
Scan the shop's QR code at the counter. Or pay from home — pick a contact, type a phone number, or choose a merchant in the app.
02 / In the app
Everything you do with cash, now in your phone.
Send money
To anybody on ClicCash — pick a contact or type a phone number. EC$1 flat, whatever the amount.
Top up your phone
Digicel or Flow, straight away, from inside the app. No fee to you.
Save in a box hand
ClicBox keeps the box hand honest. Every payment is written down, so everybody can see who paid.
Pay a shop
Scan the QR code at the counter, or choose the merchant in the app. No cash to count, no change to wait for.
Pay your bills
In the app, or at any ClicCash RPT.
Cash in and cash out
14 ClicCash RPTs across Antigua, and growing. No card, no PIN.
03 / RPTs
Cash still works. It lives in your phone now.
A ClicCash RPT — Remote Payment Terminal — is not an ATM. There is no card and no PIN, you use your phone and a QR code. Putting your cash in is free.
Find an RPT
04 / ClicBox
Box hand, without the risk.
Your group agrees the amount and the dates. The app keeps the record, so everybody can see who paid. Everybody is paid at the end of the cycle, on the same date.
How ClicBox works05 / Business
Take the sale on the phone you already own.
No terminal to buy or rent. Free to join, no monthly fee, and payroll to your staff costs nothing. Merchant pricing is on the business page.
See how it works06 / What it costs
FREE
to open your account, to hold it, and to put your cash in at an RPT. No minimum balance, no monthly fee.
EC$1
to send money to another person. Flat. Whether you send EC$5 or EC$5,000.
CASH-OUT AND BANK TRANSFER FEES ARE ON THE FEE SCHEDULE / RUN A BUSINESS? SEE THE BUSINESS PAGE
Every fee, in full07 / Places you can pay today
"ClicCash makes it easier for me to access my paycheque every week."
Stafford — works in construction
"My cashiers take payments straight off the phones — no terminal, no fuss, and I see every sale as it happens."
Marva — owns a corner shop in St. John's
08 / Questions
Do I need a bank account?
No. You need a phone number and an ID. You do not need a bank account and you do not need a card.
How do I get my money into the app?
Three ways. Put cash in at a ClicCash RPT, free. Transfer in from your bank, using the reference code the app gives you, also free. Or have your employer pay your wage or salary straight onto ClicCash.
What does it cost me?
Nothing to open or hold. EC$1 to send money to a person. EC$2 to take cash out. EC$10 to send to a bank account. Putting money in is free.
Who is ClicCash?
ClicCash Limited, a registered Payment Service Provider (PSP-0001) registered with the ONDCP. The first one in Antigua and Barbuda.
Where does it work?
Antigua and Barbuda, for now.
